Man, I am not sure how helpful this might be at all, so I apologize in advance, but -- as someone who defaulted on her student loans years ago (and so did T), omg, please, please try everything you can not to do it. Not only do they wreck your credit and garnish your wages, they take your income tax refund, the stimulus checks -- and the collection and consolidation and rehabilitation fees are incredible. being in default has made me, no lie, suicidal more times than I can count -- like it's ruined my life. I know the sloan companies will go all hardball and threaten you, but as long as you pay _some_thing, that should be enough to keep the loans from defaulting....I'd recommend, if you have the info, calling up the original loan companies or finding out who holds your loan now, and talking to them, not the collection agencies.
Anyhow I don't mean to stress you out MORE, and I'm sorry if I did, but, just, omfg, defaulting is so awful.
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Anyhow I don't mean to stress you out MORE, and I'm sorry if I did, but, just, omfg, defaulting is so awful.