Thanks for your kind words, and thanks especially to
swooop for asking her bro for advice for me.
I phoned the legal people today and they have given us two options: pay them three grand as a settlement by Feb. 23rd and the whole thing goes away, or sign a "confession of judgement" which causes all legal action to halt, we pay $350/month on the whole six grand, and should we ever default, the judgement process starts right back up again.
Bemo is going to talk to his dad about possibly loaning us the three grand and letting us pay him back for it. If we go for the payment option, Bemo and I will probably pick up second jobs and maybe we could pay it off more rapidly.
Anyway, it's all a giant puddle of suck, and I know we'll muddle through it somehow, but it won't be very easy. Although I have to say, neither Bemo nor I has freaked out about this as we would have expected to in the past. Normally, I'd be in the bedroom sobbing after having thrown up once or twice, and Bemo would be cursing the air blue to make himself feel better (or possibly joining me in the bedroom for a good cry) but we're behaving quite rationally. How strange.
Still and all...puddle of suck.
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I phoned the legal people today and they have given us two options: pay them three grand as a settlement by Feb. 23rd and the whole thing goes away, or sign a "confession of judgement" which causes all legal action to halt, we pay $350/month on the whole six grand, and should we ever default, the judgement process starts right back up again.
Bemo is going to talk to his dad about possibly loaning us the three grand and letting us pay him back for it. If we go for the payment option, Bemo and I will probably pick up second jobs and maybe we could pay it off more rapidly.
Anyway, it's all a giant puddle of suck, and I know we'll muddle through it somehow, but it won't be very easy. Although I have to say, neither Bemo nor I has freaked out about this as we would have expected to in the past. Normally, I'd be in the bedroom sobbing after having thrown up once or twice, and Bemo would be cursing the air blue to make himself feel better (or possibly joining me in the bedroom for a good cry) but we're behaving quite rationally. How strange.
Still and all...puddle of suck.